Giving patterns in churches are changing. The ways in which people give are changing. What does not need to change is the heart for sacrificial giving.

How can you equip your congregation to give sacrificially? Here are seven items to consider.

1. *Teach why sacrificial giving is necessary for God’s mission*. If what you are giving does not change your lifestyle, then it’s not sacrificial. Not all giving is sacrificial, and that’s not necessarily a bad thing. Leaving a great tip is generous, but the extra $20 doesn’t change how you live. God’s mission requires a body of believers to give in such a way that it changes them. Sacrificial giving must be taught in all areas of the church: Weekend worship gatherings, in small groups, in membership classes, and even in your children and student ministries.
2. *Celebrate the story of your church’s giving*. Few people remember financial figures. Most people remember stories. Few in your church could quote the weekly budget requirements from memory, but most will remember a powerful story of sacrificial giving. Let people know every week about a ministry in the church. Thank the church for supporting this ministry through the offering. Not only do you communicate the importance of sacrificial giving, but it’s also a time to promote ministries in the church.
3. *Establish multiple giving channels*. Your church should have multiple ways for people to give. Some prefer to give online. Others like the consistency and simplicity of automatic deductions. Given the prevalence of smartphones, many will want to give through a mobile app or texting. Other people prefer mailed envelopes because they have created a discipline of sacrificial giving through a regular Sunday morning routine. I doubt many pastors would say a Bible reading plan is only relevant at certain times or on certain days with a particular translation. The same goes for sacrificial giving.
4. *Create a personal connection with the mission*. You cannot expect a church to give without creating a compelling vision of why. And people will never know why they should give unless you connect them with the local and global efforts of your church. Without a personal connection to the outward movement of the gospel, it’s unlikely your church will see increases in sacrificial giving.
5. *Set meaningful goals*. “We need to increase giving 5% next year” is not a meaningful goal because there is no reason to give other than a desire for more money. Here is a better, more meaningful goal: “Our giving needs to increase by 5% because the church plans to send more on mission and invest more in local ministry.”
6. *Put a system of accountability in place*. Be transparent and intentional with your financial goals and systems. Let everyone know how this accountability takes place. And stick to it—no exceptions! You should also have consistent reporting mechanisms, such as regular financial statements given to the congregation. Never violate the confidentiality of individual giving, and set clear guidelines for who can see what in the giving records. A violation of trust in this area will hit the mission of your church like a wrecking ball.
7. *Produce financial statements everyone can understand*. A good system of accountability will be most beneficial to the church if the majority of people can understand your financial statements. Use plain language for budget line items. Create easy-to-read and clean statements. If you need an accounting degree to understand your financial statements, then redo them. People will not trust something they don’t understand, so help your church understand the way they finance God’s mission.

Kingdom work depends upon sacrificial giving rooted in a deep love for the gospel. Large or small, every church can be a resource giant for God’s kingdom. Rich or poor, every Christian can give sacrificially.

You were meant for more. Your money was meant for more. You and your money are meant for an exciting, adventurous, and satisfying purpose. You were designed to live and give generously. And deep inside you know this and want this.

Art Rainer

Church

Giving patterns in churches are changing. & the ways in which people give. Here's what does not need to change.

Seven Ways to Equip Your Church to Give Sacrificially

## The Great Commission clearly makes global evangelism the work of the Church. And unlike other important cause categories like human trafficking or world hunger, if the Church doesn’t take up this cause, no one else will. Yet, in American churches, there seems to be a number of disconnects between leaders and congregants about global missions.

A [new report from Barna Group](https://www.barna.com/great-disconnect/), in partnership with [Mission India](https://missionindia.org/), seeks to help churches identify and overcome barriers to fulfilling The Great Commission.

What will it take for U.S. churches to be more actively engaged in a global-missions movement that is already happening around the world? Perhaps the barriers Barna identifies can become starting points for solving the problem and helping the Church become more invested in missions around the world.

Here are seven of the disconnects Barna addresses in the research:

### Biblical ignorance

In Barna’s earlier research, [Translating The Great Commission](https://www.ncfgiving.com/stories/the-state-of-the-great-commission/), Barna found that U.S. churchgoers had little grasp on the biblical foundation for missions. When asked if they knew what the Great Commission was, more than half of U.S. churchgoers said they had never heard of it and could not identify the verses associated with this command from Jesus – even when presented with a brief list.

They also don’t view missions as a mandate for the entire church but are more likely to believe it to be a calling just for some. Only one in three say they strongly agree that American Christians have a responsibility to share the gospel, and only one in four believes missions is a mandate for the whole church.

__*What leaders and pastors can do*__

Determine sermon topics that can help your church understand the Great Commission, but don’t stop there. Share your church’s missions plans, and explain that every Christian has a role to play in it.

### Global ignorance
Most U.S. Christians can’t say how many unreached people there are in the world. When asked, 79 percent either answer incorrectly or say they don’t know. “And while the growth of global Christianity shifts substantially to Africa, Latin America, and Asia, U.S. Christians remain oblivious,” Barna says, with 68 percent saying they believe “the U.S. is the modern center of Christianity.” Among those who are familiar with the Great Commission, however, there is a strong sense of the need to reach the unreached.

*What leaders and pastors can do*

Find partners who can explain the needs of the unreached world, both physical and spiritual. Provide resources for those who want to know more, consider calling on the more creative congregants in your church to help identify ways to share these facts in visible ways in your church.

### Differing visions

“As a whole, the U.S. Church believes missions should [address] both spiritual and physical needs,” Barna’s research found. However, individual Christians tend to gravitate toward one or the other. Almost all Christians feel positive about missions (96 percent). And pastors and congregants agree on a definition of missions: “sharing Jesus with others.” However, they differ on how to participate in mission work. Church leaders prefer a spiritual approach to missions, while many in their pews value methods that include meeting physical needs. A closer look shows an even greater disconnect.

__*What leaders and pastors can do*__

Evaluate the missions programs of your church. Do you lean in one direction more than another? If you feel the balance needs a shift, be sure your church is teaching about the biblical reasons for making the shift.

### Giving

Those who understand the Great Commission tend to be more aware of global issues and are more likely to support and engage in mission efforts. They also tend to be more generous. Of those with a scriptural understanding of the Great Commission, 53 percent say they are currently supporting some kind of mission work and often do so for five years or more.

![](https://www.ncfgiving.com/wp-content/uploads/2022/04/download-1980x2048.jpg)


__*What leaders and pastors can do*__

Acknowledge not only the biblical mandate for the Great Commission, but also the positive results that come from engaging in it. Provide exposure to giving opportunities, so congregants can tangibly experience supporting mission organizations and missionaries.

### Models and methods
More than half of Christians say that supporting missions makes them feel proud to be a Christian. But a large majority of Christians (78 percent) say the sending (or cross-cultural) model is the better way to do missions. This is what churchgoers feel comfortable with and has been the model for centuries, even though most American Christians also say they would prefer that their own pastor be from their area and familiar with their local culture. Most pastors, on the other hand, want to equip and train indigenous church leaders (87 percent). Younger generations stand out among Christians as the most likely to agree with pastors about this.

__*What leaders and pastors can do*__

Give the missions organizations you partner with visibility in your congregation, and seek their input in making decisions. Make this process visible to the congregation, or – maybe even better – invite those interested to participate in the decision-making process.

__*Measuring impact*__

Pastors have a clear eye to what they see as important in measuring the impact of missions. “The extent of change or difference made in people’s lives” is the main way 35 percent of pastors believe impact should be measured. Another 23 percent say the best way to measure impact is by counting the number of people who heard the gospel or learned about Jesus. But there is a disconnect here. And 19 percent of pastors say they do not measure the success of their missions programs at all; another one in 10 says their church doesn’t even try to measure. While some agree with pastors about using the metric of those who receive the gospel and demonstrate life change as the measure of impact, a larger segment of people report being unsure about what is the best way to quantify the impact of missions.

__*What leaders and pastors can do*__

Seek out and learn from other church leaders who run successful missions programs. (If you can’t find any in your area, ask the missions organizations you work with who they would recommend.) As you plan mission efforts with your church, define impactet measurable goals that reflect what cannot be measured (like heart change).

### Prayer

Most Christians and pastors say they believe prayer is effective in supporting global missions. In fact, prayer fueled Jesus’ first disciples, and missionaries were often commissioned as the result of the Holy Spirit’s leading during times of prayer, fasting, and worship (See Acts 13:1-3). Yet, global missions is the subject of corporate prayer less often than other topics. Pastors report their churches pray at least weekly for “those in need” (66 percent). They pray for people who don’t know Jesus and for local missions (61 and 47 percent, respectively). Global missions ranks sixth among prayer topics, at 37 percent.

__*What leaders and pastors can do*__

How can you invite your congregants to pray regularly for missionaries or indigenous Christian workers your church supports? Let times of prayer follow teaching on global missions, or invite leaders of the missions you support come and lead prayer within your church.


We have barely scratched the surface of Barna’s deep and wide look at Christians, pastors, and global missions in this report. If you’re interested in learning more, you can find Barna’s monograph, *[The Great Disconnect, on their website](https://www.barna.com/great-disconnect/)*.

NCF helps people create a giving strategy based on biblical principles, so they can be wise stewards of all they have and experience the joy of greater generosity.

National Christian Foundation

Wealth and Resources

In American churches, there seems to be a number of disconnects between leaders and congregants about global missions.

Solving for the Global Missions Disconnect

## The marketplace is one of the most influential spaces in terms of its potential to impact leaders, employees, stakeholders, and customers. Because of this, it’s incredibly important for Christian business owners and CEOs to be practicing wise stewardship and generosity. Leading in this way communicates who they serve, who owns the company (hint: it’s not any of us), and who they ultimately work for.

As entrepreneurs and influencers, we have many opportunities to shape the marketplace in ways that model how Jesus (if he were physically on earth today) would run a company. It’s my opinion that he would be the most generous CEO possible. He would give of everything he had while being shrewd as a snake and innocent as a dove (Matthew 10:16), especially in light of today’s competing and oppositional cultural forces.

### Consider these 5 ways:
> __1.__ Think stewardship over ownership – As business leaders, we must be vigilant about using stewardship language. Even if the company we lead isn’t outwardly Christian in its messaging, we can use winsome, Christ-like language in daily conversation, and our company mission and vision statements can communicate we are not the ultimate owners.
> 
> You may also consider [setting a financial finish line](https://www.moneywise.org/national-christian-foundation/should-you-set-a-financial-finish-line-3363) and making it known to your employees that you believe everything belongs to God. This establishes accountability as you seek to keep a stewardship mindset. [Business owner and NCF giver Alan Barnhart](https://www.ncfgiving.com/stories/transporting-business-into-ministry-the-barnhart-family-case-study/) did this with his employees: “I told them that the fruits of their labor would not go to increase my lifestyle. Once you’ve told two or three people you’ve hired that, you’re locked in,” he says. Business is not just about the bottom line, it’s about caring for its stakeholders, so they feel they’re a part of something bigger than themselves, like building the kingdom.
> 
> __2.__ Set giving goals – Giving is more than financial, it’s also relational. When encouraging employees, demonstrate a commitment to generosity by giving better-than-average health and employee benefits, profit percentages, and volunteer hours, and even consider matching employee giving. You may need to limit your own salary in order to do so.
> 
> __3.__ Treat employees fairly – Gravity Payments CEO, [Dan Price](https://www.inc.com/magazine/201511/paul-keegan/does-more-pay-mean-more-growth.html), became well-known a few years ago when he cut his own salary in order to raise the minimum payroll of his employees to at least $70,000 a year. The company’s workforce grew, and its revenue tripled while its customer base doubled. Dan’s motto is simple: always invest in people. “I want the scorecard we have as business leaders to be not about money, but about purpose, impact, and service,” he says. “I want those to be the things that we judge ourselves on.”
> 
> Fair salaries are just one way to care for employees. There are many others, a few of which *[Christianity Today highlighted a few years ago](https://www.christianitytoday.com/partners/c12/5-companies-radically-shaped-by-faith-of-their-owners.html)*.
> 
> __4.__ Be openly grateful – Companies are good at setting a goal, hitting it, and then moving on to the next one. Take the time to publicly celebrate company, team, and individual successes where you see them.
> 
> Be generous with words. A mentor of mine says, “Words make worlds.” What you say and how you say it matters. Demonstrate how important people are to the overall mission of the company through humble servant leadership. Sharing with someone how they’ve made an impact can be one of the most meaningful gifts. As Mark 10:45 says, *“For even the Son of Man came not to be served, but to serve, and to give his life as a ransom for many.”*
> 
> __5.__ Use your business as an engine to fund charity – Many business owners have a heart to give charitably but feel hindered by limited cash flow and growing taxation. NCF’s innovative solution, the charitable shareholder strategy, allows business owners to donate a partial interest in the business to us, receiving a substantial tax deduction as the business continues to operate and generate value. This is a great way to unlock more dollars for kingdom impact now. [Check out Jeff Rutt’s](https://www.ncfgiving.com/stories/building-a-world-of-hopefuls/) story for a real-life example of an owner using his business as a giving engine through this strategy.

It’s not just the people within a company who experience how an owner or CEO runs his or her business. Every customer, stakeholder, and individual who encounters the company will either experience what God’s generosity looks like here on earth – or they won’t. Because of this, it’s incredibly important that Christian CEOs and entrepreneurs run their companies with kingdom-focused generosity. It tells the world what they truly believe about God, his ownership over everything they have and manage, and the character of the One they serve.

If we’re following Jesus in whatever roles we hold – including CEO or owner – we must ask ourselves, “How would Jesus run my company if he were me?” If we think about the value Jesus placed on people, on glorifying God, on building God’s kingdom, and on being generous with everything he had to give, it becomes clear there is much we can do.

Passions

We have many opportunities to shape the marketplace in ways that model how Jesus would run a company.

5 ways business leaders can become more generous

## So often, we talk about having a Giving Strategy. We talk about planning your giving and looking for impact. But there will be times when the Holy Spirit leads you to something you hadn’t thought of before. What should you do then?

We want you to be strategic, to plan your giving and make sure you’re doing it in the wisest ways. We hope you’re looking for charities that are making progress for the causes you care about. These things are important. But we all know that there are other times, times when God has a different plan for our giving that has nothing to do with impact or tax breaks.

So many people are feeling invisible in this season. Have you seen them – the under appreciated, exhausted, people who are just feeling down? So many have worked tirelessly for months on end, and maybe with little thanks. Is there a public servant who needs to know God sees him, a medical professional you can show his love to? A teacher who is barely getting by and needs to know God as her provider? A neighbor who is lonely and would love to be invited over for a meal?

You can plan for this type of giving too, by setting aside some money that isn’t yet earmarked for a ministry and by praying that God will make you aware of the needs right in front of you this season. Here are a few stories of others who gave spontaneously and found joy. We hope they’ll inspire you to be on the lookout for needs too.

### 5 stories of spontaneous generosity
> __1. From a giver from California__

> I was driving down the highway and saw a man by the side of the road. I don’t usually carry cash, but a few days before, I’d been given a some cash that I didn’t expect to receive. It was sitting in a card inside the glove box of my car. I usually don’t give cash to people on the side of the road, but I saw the man’s sign as I sat at the stoplight. All it said was, “I’m hungry.”
> 
> I opened up the card and grabbed $100. There was nothing smaller in the envelope. I laughed, then worried for a second about what he might spend it on. Then I prayed God would handle the details and pulled over into the lane beside him. “Quick, take this before someone honks at me.” Not the most Christ-like statement I could’ve made. If I’d had time to think, I ought to have mentioned it was because of Jesus. I prayed God would let him know. I looked in my rearview mirror. He looked like someone who had just won something on a game show. And I could hear him as I was driving away. “Oh my God! Oh my God! Oh my God!”
> 
> __2. From a giver in Georgia__
> Recently, I wanted to volunteer at a large, local homeless mission, but due to COVID concerns, I was not allowed to serve in person. Instead, the mission asked if I could provide the ingredients for a meal for 600! I took it as a challenge and enlisted the help of my children. We drove from store to store looking for huge quantities from the list: 101 8 oz cans of green beans, boxes of pasta, pounds of ground beef, gallons of iced tea, 600 breadsticks! We managed to get everything they needed for a warm meal on a cold winter night.
> 
> It was an adventure. My family turned it into a game, and it was so joyful. This didn’t just provide a meal – it taught my family what being a cheerful giver really means.
> 
> __3. From NCF’s Southwest team__
> One morning last year, right before Christmas, we gathered with some very generous people together for breakfast. We met at a local eatery and were served by a single mom named Tara. When Tara brought our food, we said we would be praying for the meal and wondered if she had anything she’d like us to pray for. She immediately said her two kids. She was going to pick them up after her shift, so she could spend Christmas with them. She was emotional in telling us. As we asked a couple follow-up questions, we found out her ex-husband had dropped the ball, and this was quite unexpected. She would now need to plan a complete Christmas for them.
> 
> Tara had no idea what was about to take place. The breakfast was delicious, and when the checks came for the meal, we each paid for our breakfast with cash. Then (we had prepared beforehand), each of us added a crisp new $100 bill to our check as a tip. Tara was stunned, in tears, and incredibly grateful! We ourselves were all crying, trying to say you are welcome!
> 
> __4. From a giver in New York City__
> What do you do when you want to use your DAF to help an old friend of the family?  Well, as a rule, a DAF cannot be used to give money to individuals, but there are some exceptions when the individual is suffering financial hardship (such as medical bills, disability or unemployment). NCF has a wonderful relationship with Helping Hands, a ministry established by friends of NCF that, among other things, has a specialty in serving individuals facing financial difficulties.
> 
> Recently, we were able to work alongside Helping Hands. Someone who had served our family decades ago was now much older and in need of nursing home care. And she couldn’t afford the fees. Within a day of finding out about this need, we were able to prove eligibility and produce the needed documentation. The gift was approved in an hour! It is a blessing to be able to serve on a good day.  But on those rare days when NCF’s entrepreneurial DNA finds creative solutions that make deep impact on the lives of individuals, it is a very special day.
> 
> __5. From a proud parent from NCF’s national office__
> My daughter was telling me about how she was hanging out downtown with a friend this weekend when a very visibly pregnant woman with a 13-month-old toddler in a stroller approached her. The woman needed money for a hotel room. It was nighttime, and she and her baby were cold. A stranger had bought them a blanket but didn’t want to give her the $90 she needed for a hotel room, in case it was a scam. So my daughter sent her $70 by an app, on the spot, and her friend gave her all the cash he had in his wallet ($40).
> 
> My daughter told me she would rather be the kind of person who got scammed out of $70 than the kind of person who didn’t help a mama and her baby sleep in a warm place. My gosh, I love that girl with every ounce of my soul. Just when I think I can’t be more proud of my kids they do something new and wonderful. I feel discouraged about the world a lot. But then these Gen Z kids show us what they’re made of, and I realize they are going to save us.

Have you paused this season to ask yourself what needs are around you? There may be opportunities for joy that God is just waiting to drop in your lap, but you won’t see them unless your eyes are open to it and your heart is set on just this kind of adventure.

__Prayer:__ God, please help me to keep my eyes open to those around me, to consider others as more important than myself, to step into the moments you’ve prepared for me ahead of time and give what you call me to give. Help me not to be self-centered but to keep my eyes open for your call to see someone and to help.

There will be times when the Holy Spirit leads you to something you hadn’t thought of before. What should you do then?

5 Stories of Spontaneous Generosity

We can mislead ourselves into thinking that our gifts in and of themselves please God and qualify us for His blessing. Rob West shares it's about how we give - cheerfully.

Biblical Wisdom For Your Financial Journey

MoneyWise

The MoneyWise Minute is a great way to be reminded of God's financial principles with actionable items you can easily apply to your daily life.

MoneyWise Minute

We can mislead ourselves into thinking that our gifts in and of themselves please God and qualify us for His blessing. Rob West shares it's about how we give - cheerfully.

Giving That God Accepts

Being generous affects your brain and your body in positive ways. Rob West shares from a recent study and makes some biblical conclusions.

Being generous affects your brain and your body in positive ways. Rob West shares from a recent study and makes some biblical conclusions.

Giving Is Good for You

With supply chain issues still weighing on the retail sector, stores will again have challenges keeping their shelves stocked. But former MoneyWise co-host Steve Moore has been checking his list, and he joins Rob West today with some gift giving ideas for the Christmas season. 
<ul><li>SHOPPING CHALLENGES<ul><li>The holiday shopping season is expected to be more frantic this year than in 2020. Christmas sales are expected to grow at least 7% compared with last year. And due to worker and supply shortages, not just here but around the world, retailers will have a difficult time getting items to store shelves. Online retailers will also find it more challenging to get items to consumers’ homes.</li><li>Bottom line: You should expect fewer discounts, fewer choices, and longer shipping times.</li><li>Given all of the complications in the marketplace this year, you’ll want to jump on those wish lists right away. Don’t wait!</li></ul></li><li>GIFT GIVING IDEAS<ul><li>Consider ministries that have gift catalogues on their websites:<ul><li><a href="https://www.samaritanspurse.org/our-ministry/gift-catalog/">Samaritan’s Purse</a></li><li><a href="https://www.compassion.com/charitable-gift-catalog.htm">Compassion International</a></li><li><a href="https://salvationarmygifts.com/">Salvation Army</a></li><li><a href="https://www.heifer.org/">Heifer International</a></li></ul></li><li>Also consider giving your kids or grandkids a cash gift with the stipulation that they have to give it away and tell you what they did with it. That can create some wonderful conversations within your family.</li></ul></li></ul>On today’s program, Rob also answers listener questions:
<ul><li>As you approach retirement, is it time to consider pulling your money out of the stock market?</li><li>Is critical illness insurance a prudent product to buy?</li><li>What is the best way to save or invest an insurance settlement if you already have an emergency fund in place?</li><li>Do you need to allocate a certain amount of your paycheck to a traditional IRA in order to receive an employer match?</li><li>What is the best way to accelerate the payoff of a student loan?</li><li>Is it wise to take money out of an IRA to pay off an home equity loan?</li><li>RESOURCES MENTIONED DURING THIS PROGRAM<ul><li><a href="https://soundmindinvesting.com/">Sound Mind Investing</a></li></ul></li></ul>Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. Like and Follow us on Facebook at MoneyWise Media for videos and the very latest discussion! Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab on our website or in our app.

MoneyWise is a daily radio ministry of MoneyWise Media. Hosted by Rob West and Steve Moore, the program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

MoneyWise with Rob West

Steve Moore joins us to answer a number of Christmas questions that others, quite frankly, were afraid to ask him but we’re not.

Gift Giving Ideas With Steve Moore

Is it more important to give consistently … or in a way that pleases God? Can you do both? Today, Rob West will answer those questions. Spoiler alert: The reason WHY you give is key! 
<ul><li>Special thanks to the Christian Stewardship Network for inspiring today’s opening topic with an article titled “<a href="https://www.christianstewardshipnetwork.com/blog/2021/7/7/giving-that-god-accepts">Giving that God Accepts</a>.”</li><li>Christians should be committed to doing things the right way. Christ and His perfect righteousness is our role model. But our fallen, sinful nature often leads us astray. Often, at the heart of the problem is our motivation. If we act to prove ourselves to God or to ourselves, we don’t experience the fullness of the blessings that come from giving. </li><li>We often feel that our giving serves as proof that we’re doing the right thing. Other righteous acts, like prayer and worship, are less concrete. We may wonder if we’re doing enough of those things, but we may give ourselves the benefit of doubt. </li><li>THE DANGER OF NUMBERS</li><li>But numbers speak plainly. We can track our giving and total up the dollars as we would grades on a progress report. That makes it dangerously simple to turn each act of giving into a hole punch on our imaginary frequent giver cards.</li><li>So what sort of giving does God accept? We can look to King David for an example of a generous giver. David likely gave billions of dollars worth of treasure to build the temple in Jerusalem. But it wasn’t the size of the construction budget that pleased God. It was the way that David gave to complete the massive project.</li><li>God is not impressed by the number or zeroes on the checks we write. He already owns every penny of it. To quote David in Psalm 24:1, “The earth is the Lord's and the fullness thereof, the world and those who dwell therein.”</li><li>IT’S ABOUT OUR HEARTS</li><li>So what do you give to Someone who has everything? The only thing He wants is to have a relationship with us. God requires us to give a portion of what He gives us … back to His Kingdom because He wants us to be a part of it.</li><li>It’s not about account balances, it’s about our hearts.</li></ul>On this program, Rob also answers the following listener questions:
<ul><li>When renting a home, how much rent can you responsibly afford based on your income? What is a prudent rent-to-income ratio? </li><li>When is it responsible to tap into the equity in a home and what is the best way to do that? </li><li>When tithing, should you always devote a set amount to your home church before giving to other ministries or people in need? </li><li>If a timeshare enters foreclosure for nonpayment, how will that impact credit reports? </li></ul>Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to <a href="mailto:Questions@MoneyWise.org">Questions@MoneyWise.org</a>. Also, visit our website at <a href="https://www.MoneyWise.org">MoneyWise.org</a> where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. Like and Follow us on Facebook at MoneyWise Media for videos and the very latest discussion! Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the <a href="https://moneywise.netviewshop.com/donate2">Donate tab on our website</a> or in our app.

Is it more important to give consistently or in a way that pleases God?  Can you do both?  Rob answers those questions on this MoneyWise Live.

The Erkmann's share their inspirational generosity journey. Click the Generous Giving link below to learn more about this organization’s vision and purpose.

We exist to spread the message of biblical generosity in order to grow generous givers especially among those entrusted with much.

Generous Giving

Marriage & Family

The Erkmann's share their inspirational generosity journey.

Generosity Story - Rachel and Mike Erkmann

The Baumer's share their inspirational generosity journey. Click the Generous Giving link below to learn more about this organization’s vision and purpose.

The Baumer's share their inspirational generosity journey over a 5-year period.

A Story of Contentment and Generosity - The Baumer Family

Throughout his childhood, Alex and his father, Michael, grew distant. Alex's access to family resources and his longing for significance brought him to the end of himself and the beginning of healing and wholeness.

Lean in as the Radlers honestly share their story with us and how they reached the conclusion that, "True joy is not found in accumulation of things, but it's found in finding a purpose with Jesus."

Watch this inspiring and transforming story of a father and son who both found their unique path to being generous.

Generosity Story - Alex and Michael Radler

Naomi and Zee filled their life with extravagant vacations and leisure time with friends. While attending a “DNA of Relationship” course at their church, God moved their hearts in a new direction.

In lieu of a life filled with extravagant vacations & leisure time, God moved their hearts in a new direction.

Seven Ways to Equip Your Church to Give Sacrificially

Solving for the Global Missions Disconnect

5 ways business leaders can become more generous

5 Stories of Spontaneous Generosity

Giving That God Accepts

Giving Is Good for You

Gift Giving Ideas With Steve Moore

Giving That God Accepts

Generosity Story - Rachel and Mike Erkmann

A Story of Contentment and Generosity - The Baumer Family

Generosity Story - Alex and Michael Radler

Generosity Story - Naomi and Zee

Important Links

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