Hello, I am 19 yrs old, and I am looking to start multiple savings accounts. I am struggling to choose between Discover Online Banking and Ally financial. I thought of using one bank (Discover) for my educational funds and a couple of other personal uses (automobile funds, shopping funds), and then use ally for my personal funds (emergency funds and retireme...

Trying to find best cd rates at safe, fdic guaranteed organizations…are places like First National Bank of America or Capital One safe, secure? Thank you!

I would like to know your opinion about if a credit union would be a safer place to use as my saving account compared to a bank? I think that the credit union would probably pay a little better interest rate on my saving. I would appreciate any insight that you can share. Thanks, Randy...

Hi, How do you know if you're putting too much into retirement? My husband and I have a Roth that we max out every year, about $27k in it right now. We also match his employers contribution to a 401k (6%). We are 28&30 and I stay at home with the kiddos. It would be nice to free up a little more of our budget to save for other things or work on paying our m...

Hello Brothers and sisters in Christ could someone out there tell me or guide me on retirement at 54 I work all my life had retirement money savings but due to family emergencies I have exhausted all my funds started a new job September 2021 I'm making $19 an hour just opened up 401K with 3% with my job how can I get back in the game or what percentage shoul...

Good morning! I was wondering if you know anything about this online savings account that offers 15% return, it is legit? Thanks in advance

What types of accounts should I use for saving, specifically a house or my next car? I am only 22 but want to start saving for these things. Investment accounts, high yield savings, something else?

Good Day, I realize I am writing this question out of a position of being blessed. My wife and I have some extra cash that we can put into a savings vehicle for a few years, though we don’t want to invest in a volatile asset. Given that, I am curious about an I Bond, with its 6 month 7.12% interest. I have already purchased $20k in I Bonds this year; I ...

What is the best way to setup a savings acct for a ten year old ? Thanks

I have 2 rental properties. How much "emergency fund" do I need to have for rental expenses. I own these free and clear.

We have about $20,000 available for short term investments. What's the best route to go? I contribute to a 401K at work pretax. We also have close to 6 months cash on hand and will have no debt other than mortgage in the next 10 days.

I currently have 6 months of emergency savings. I am putting some money into my 403b each month but am not currently contributing to my Roth. I don’t have a huge balance in either one. I was wondering the other day if it would be a good option to take half of my emergency fund and put it into my Roth. My job is pretty secure so it sounds like 3 months of eme...

I am working on my 6 month plan. Should the plan be based on take home pay or gross?