We bought our home just over a year ago and the value of it has already risen significantly due to this hot market (close to 150k). The main floor of our home is in need of some pretty major remodeling. New flooring, baseboards, and doors throughout. Also needs a kitchen remodel and we'd like to knock out a fireplace that's in the middle of our living room t...

Hi, I sold my home in the summer of 2021 and moved into an apartment with my sister, so we share the rent. I also pay for 3 Uboxes (storage units), but the cost is several hundred dollars less than what my mortgage was. The rent will go up $300, so my portion will increase $150. Now my payment will be closer to my mortgage payment. I am willing to stay in th...

Hello, should I rent or sell my condo given it's a sellers market?

My husband and I are trying to buy out first home we have the 5% down and are looking at a 360,000 home with a mortgage of no pmi. Based off of his credit score I’m not currently working but I’m working on my master’s degree and will graduate next may. The payment is going to be pretty much half of his paycheck but there is a possibility that by the time the...

With inflation rising, is it a good idea to pay more towards the principal on my home? The interest is 3.25. My husband and I are retired and we have the extra income each month to pay more on the principal. Just wondering if it would be better to save the extra income or invest. We take the standard deduction....

I have been working hard to pay off my house. Now my parents would like me to move back home with them to help take care of them. They live in a different state than I do, I would have to sell my house and move there. So first I could use any advice on selling a house. Secondly, since I will move in with my parents and not be buying another house right away,...

I’m 56 ; I’m only 3 years into saving for retirement Bc I was a “sub” at USPS for 20 years and these years don’t count , nor do they contribute to my pension. I had to start over in life Bc of divorce 9 years ago . I have about 1k left on my home mortgage; I’m currently putting /matching my employers input in retirement; I am saving some each month and also...

My husband is retiring early from one job at 58 years old, but will continue to work full time. Is it wise to use a lump sum from his retirement funds to purchase a house? With no house payment, we would contribute to a new retirement account what we would have paid in a house payment. We are otherwise debt free!...

We are planning to build on our homestead property (owing about 20k). The cost of the barn with barndominium will be between 100-120k. We are still both working and living in city with a house payment. With the sale of our house (equity 70-80k low range) and savings for the future property we will be able to pay the barn. However we will first have to sel...